floof risks

*** **Avatar 1:** Hello and welcome to eGreenews. Today, let’s talk about something every homeowner should understand—flood risk. **Avatar 2:** That’s right. Flooding is actually the most common and costly natural disaster in the U.S., yet many people underestimate their risk—even those outside official floodplains. **Avatar 1:** Absolutely. And Sunset Bluff EMD, help families understand their exposure by looking beyond assumptions—using FEMA flood maps, historical flood data, and site-specific assessments. **Avatar 2:** What are some key steps homeowners can take to assess their flood risk? **Avatar 1:** First, check FEMA Flood Maps to find out if your property is in a Special Flood Hazard Area; that’s where flood insurance is usually required. Also, review local flood history because past events can reveal risks not captured on maps. **Avatar 2:** And don’t forget about drainage. Poor grading, clogged culverts, or overwhelmed storm drains can cause localized flooding even if you’re outside a flood zone. **Avatar 1:** Right. Plus, consider secondary hazards like flash flooding after wildfires or debris flows. Different flood types—riverine, flash floods, urban flooding—all come with their own risks. **Avatar 2:** So understanding your flood risk isn’t about fear—it’s about being prepared. Knowing your vulnerability helps you make smarter choices on insurance, property protection, and evacuation. **Avatar 1:** Exactly. Flood awareness is the first layer of resilience. You can’t prevent all storms, but you can prepare for how they’ll impact your home and family. **Avatar 2:** Here’s the takeaway: flood damage can happen far beyond designated flood zones. Checking FEMA maps, researching local flood history, and assessing drainage can identify real vulnerabilities and drive better decisions. **Avatar 1:** So assess your risk today—it’s the best step you can take toward protecting your home and peace of mind.